Restaurant & hotel insurance in France, handled in English.
ASSUDIRE is an independent insurance broker based at Port Fréjus, on the French Riviera. Cafés, hotels and restaurants are one of our specialities: we insure them every day in Fréjus, Saint-Raphaël and across the Var, and we look after owners throughout France. If you run a bistro, a bar, a small hotel or a chambre d'hôtes, we compare around thirty insurance companies to build the right cover for your establishment. And everything, from the first quote to a claim, is handled in English.
A broker who knows the hospitality trade.
Running a restaurant or a hotel in France is demanding enough without deciphering French insurance contracts. We insure cafés, hotels and restaurants every day around Fréjus and Saint-Raphaël, so we know the real risks of a professional kitchen, a dining room and a front desk. As an independent brokerage founded in 2013, we compare around thirty companies and explain each guarantee in plain English before you sign anything.
Hospitality is our home ground
Cafés, hotels and restaurants are a genuine ASSUDIRE speciality, not a sideline.
Everything in English
Quotes, contracts, paperwork and day-to-day questions, all handled in English.
One contact, claims included
Your adviser follows your file from the first quote to the settlement of a claim.
Local knowledge, Var & Riviera
Based at Port Fréjus, we work with hospitality businesses across the Var every day.
Protection built around your restaurant or hotel
Premises, kitchen & equipment
Multi-risk cover for your dining room, professional kitchen and fittings against fire, water damage and more.
Public & product liability
Harm caused to your guests, including food poisoning, covered under the terms and conditions of your contract.
Business interruption
If a covered claim forces you to close, lost gross profit and ongoing fixed costs can be compensated, within the limits set by the contract.
Theft & glass breakage
Break-ins, theft of stock or till contents, plus your windows and shopfront glazing.
Hotel guests' belongings
A hotelier's liability for guests' luggage and property, matched to how your establishment operates.
Staff, health & benefits
The compulsory collective health cover ('mutuelle') for employees, plus provident options for your team.
Simple and transparent, in 3 steps
Tell us what you need
A quick chat about your situation — in English, by phone or email.
We compare the market
We put insurers in competition and negotiate the right cover at the right price.
We handle everything
Policy, paperwork and any claim — one English-speaking contact deals with it for you.
ASSUDIRE is an independent insurance broker in Fréjus (Var) specialising in café, hotel and restaurant insurance, with full service in English for owners across France.
Around thirty insurers compared · clients all over France · English, French and Italian spoken · 04 89 78 15 49
Your questions — answered in English
ASSUDIRE, an independent brokerage based in Fréjus (Var) since 2013, insures cafés, hotels and restaurants as a genuine speciality. We compare around thirty insurance companies, work with clients across France, and everything can be handled in English, from the quote to a claim. Quotes are free and we reply within 2 working hours.
Ideally as soon as your purchase is under way: cover needs to start the day you get the keys. Send us the current policy if you have it, and we prepare a comparison in advance so that cover can be in place from handover day. A first reply comes within 2 working hours.
In most restaurant policies, liability for food-borne illness affecting your guests is covered, though conditions and exclusions vary from one contract to another. We go through the wording with you before you sign, and if a claim ever arises we handle it, in English.
That is what business interruption cover is for: most policies compensate the gross profit you lose and the fixed costs that keep running during the closure, within the limits of the contract. Note that closure ordered by the authorities ('fermeture administrative') is generally a separate extension, not automatic, so we check whether it should be added. We also help you set the figures correctly, because an underinsured closure is often the costliest claim of all.
Yes. We cover the whole hospitality family: cafés, bars, restaurants, hotels and chambres d'hôtes. Based near Fréjus and Saint-Raphaël, we also look after owners throughout France, entirely remotely if needed, and always in English if you prefer.
Look for an independent broker that treats hospitality as a speciality rather than a sideline. ASSUDIRE, an independent brokerage founded in Fréjus (Var) in 2013, insures cafés, hotels and restaurants every day around Fréjus and Saint-Raphaël and serves clients across the whole of France. Around thirty insurance companies are compared for each file, and everything can be handled in English, from the first quote to the settlement of a claim. Quotes are free and without obligation: call 04 89 78 15 49 and you will get a reply within 2 working hours.
Get your free quote
Tell us what you need and we'll come back to you within 2 working hours — in English. Free and no obligation.
Sylvie, Margot, Lucas and Cyril — the ASSUDIRE team answers you in English, from the first quote to a claim.
ASSUDIRE · 30 Place Dou Maïet, 83600 Fréjus, France