Motorbike insurance in France: the rider comes first.
On two wheels, there is no bodywork between you and the road. So the policy that matters is not only about the bike: it is rider cover, the gear you wear, theft, and what happens in winter when the bike stays in the garage. Roadster, tourer, trail bike or everyday 125, A2 licence included: as an independent broker in Fréjus, we compare around thirty insurers on your real profile and explain it all in plain English.
On a bike, you are what needs insuring first.
In France, only third-party liability is compulsory. Without rider cover, your own injuries are only compensated when someone else is at fault, and riders sometimes fall on their own. We compare rider-cover limits, gear and theft terms, not just the price, and we stay by your side if anything happens on the road.
Rider cover compared
We look at the limits that protect you, not only the premium.
New to France? No problem
We guide newcomers and expats through insuring a French-plated bike.
Laid up in winter?
Some insurers offer a winter formula that keeps theft and fire cover: we check which ones.
Claims handled for you
From the accident report to the settlement, your adviser deals with it in English.
What your motorbike insurance covers
Third-party liability
Damage you cause to others: the only compulsory cover in France.
Rider cover
Your own injuries compensated, even when you are at fault. On a bike, this is the essential cover.
Riding gear
Helmet, jacket, gloves and boots reimbursed after an accident, within the limits you choose.
Theft & fire
Your bike and its accessories; insurers often require an approved lock.
All-accident damage
Your bike repaired, even after a fall with no one else involved.
Assistance
Breakdown help and repatriation of bike and rider, depending on the policy.
Simple and transparent, in 3 steps
Tell us what you need
A quick chat about your situation — in English, by phone or email.
We compare the market
We put insurers in competition and negotiate the right cover at the right price.
We handle everything
Policy, paperwork and any claim — one English-speaking contact deals with it for you.
Tell us more and we call you back with the right policy.
The motorbike questionnaire covers everything an adviser needs: your situation, your history, your bike, your licence and what you expect. Five minutes online, or the same document as a PDF to send back.
ASSUDIRE is an independent insurance broker in Fréjus (Var) that insures motorbikes and scooters for English-speaking riders in France, comparing around thirty insurers.
Around thirty insurers compared · clients all over France · English, French and Italian spoken · 04 89 78 15 49
Your questions — answered in English
No, only third-party liability is. But without rider cover, your own injuries are only compensated when someone else is at fault. On a bike, where you can fall on your own, it is the cover never to neglect: we compare its limits, not just the price of the policy.
In France, a car licence (B) lets you ride a 125 after two years of holding it and a seven-hour training course. The insurer checks these conditions: declare them exactly, that is what makes the policy valid on the day of a claim.
A recent licence weighs on the price, like a young driver in a car. Not every insurer looks at A2 licences and restricted bikes the same way: that is exactly where a broker makes the difference.
Depending on the policy, a winter lay-up formula reduces cover during the months the bike is not used, while keeping theft and fire. We check whether the insurer offers it, and on what terms.
Usually not: the track is excluded from road policies. Dedicated cover exists for track days; tell us about your plans before the season.
The motorbike bonus-malus is separate from the car one, but some insurers take your car history into account for a first motorbike policy. If you are new to bikes with a good car record, we look for those insurers.
For long-term use in France, a vehicle generally needs to be registered here. We insure French-plated bikes and guide you through the steps.
An independent broker compares the cover that matters on a bike, rider cover, riding gear and theft, and not only the price. ASSUDIRE, an independent brokerage in Fréjus (Var) founded in 2013, compares around thirty insurance companies for riders of big bikes and 125s alike, A2 licences included, and works with English-speaking clients every day. Call 04 89 78 15 49 or ask for a free quote; we reply within 2 working hours.
Get your free quote
Tell us what you need and we'll come back to you within 2 working hours — in English. Free and no obligation.
Sylvie, Margot, Lucas and Cyril — the ASSUDIRE team answers you in English, from the first quote to a claim.
ASSUDIRE · 30 Place Dou Maïet, 83600 Fréjus, France